As has been reported over the past six months in most major news sources (including this blog), the economy is having a direct impact on students' abilities to get college loans. Some banks and institutions have less money to offer; some have no money to offer; some are being much more selective of whom they lend money to.

If you're having problems finding or qualifying for a loan through some of the major, nation-wide lending sources, check with your local bank and credit union. You may be pleasantly surprised at what they have to offer.

August 4 is the birthday of Senator Barack Obama. (For the record, Senator McCain's birthday is August 29.) And as you're aware -- unless you've been living under a rock for the past 18 months -- Election Day is rapidly approaching.

Not sure whom you're voting for? Check out the campaign websites for Obama and McCain. Additionally, other online resources, like Rock the Vote, have some great information on the difference between the candidates, how to register to vote, and how to become more politically involved -- all aimed at younger voters.