As has been reported over the past six months in most major news sources (including this blog), the economy is having a direct impact on students' abilities to get college loans. Some banks and institutions have less money to offer; some have no money to offer; some are being much more selective of whom they lend money to.

If you're having problems finding or qualifying for a loan through some of the major, nation-wide lending sources, check with your local bank and credit union. You may be pleasantly surprised at what they have to offer.